I have found a great new resource for people with questions or issues on credit.  Her name is Tracy Becker of   http://www.northshoreadvisory.com/.  Tracy is an amazing wealth of information regarding credit and credit repair and offers a one of a kind service.  She gave me some tips in a conversation I had with her recently.  To improve credit scores, use revolving credit accounts at least once a year for a period of 1 to 6 months.  Inactivity lowers your scores.  Paying your bills immediately ( 10 to 12 days early) will increase your scores within 6 months and applies to all types of credit.  For more tips and a detailed list of services offered, check out Tracy's website.

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Marie DeCaprio MBA, CFA, CFP®

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